Privacy Policy & Cookie Policy
Ripple+ Limited Privacy Policy
We are Ripple+ Limited, a company registered in England and Wales. Our company registration number is 11850667 and our registered office is at 101 New Cavendish Street, 1st Floor South London, W1W 6XH, United Kingdom. Our registered VAT number is GB 318 260 320.
We are committed to protecting and respecting your privacy. This Privacy Policy describes how your personal information is collected, used, and shared when you visit or make a purchase from therippleco.com (the “Site”). For the purpose of data protection legislation, Ripple+ Limited is the data controller of that information under applicable Data Protection Law.
Please read this Policy carefully before you start to use our website. By visiting our site and/or purchasing something from us, you accept and consent to the terms of this Policy and you consent to the use of your personal data that you supply or that may be collected while you use the Website. If you do not agree with the terms of this Policy, please do not use our website.
PERSONAL INFORMATION WE COLLECT
When you interact with us whether by using our website or communicating with us (by email, telephone, social media, or otherwise), we collect your personal information you give us such as your name, address, email address and phone number, amongst other information. When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically-collected information as “Device Information”.
We collect Device Information using the following technologies:
- “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. For more information about cookies, and how to disable cookies, visit http://www.allaboutcookies.org.
- “Log files” track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
- “Web beacons”, “tags”, and “pixels” are electronic files used to record information about how you browse the Site.
Additionally when you make a purchase or attempt to make a purchase through the Site, we collect certain information from you, including your name, billing address, shipping address, payment information (including credit card numbers), email address, and phone number. We refer to this information as “Order Information”.
When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Order Information.
If you do not provide this information: 1) you may be unable to access some or all of the website and it’s features 2) We may not be able to contact you and resolve queries
HOW DO WE USE YOUR PERSONAL INFORMATION?
We use the Order Information that we collect generally to fulfil any orders placed through the Site (including processing your payment information, arranging for shipping, and providing you with invoices and/or order confirmations). Additionally, we use this Order Information to:
- Communicate with you to provide you with customer services; if you contact our customer service for any reason or to let you know the status of, or if there any are problems with your order
- Screen our orders for potential risk or fraud; and
- To provide you with products you have ordered from our store
- Where you have told us you would like to receive email marketing or when you have made a purchase on our site or registered with us, unless you tell us otherwise, we will provide you with information or advertising relating to our products and/or services.
- We determine a cart abandoned by using a cookie and check whether the existing user has already opted in for text or email marketing.
We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by generating analytics about how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns).
CONSENT
When you provide us with personal information to complete a transaction, verify your credit card, place an order, arrange for a delivery or return a purchase, we imply that you consent to our collecting it and using it for that specific reason only.
At any point that you interact with us, you may be given the opportunity to opt-in to receive marketing communications. Ripple+ will only send marketing communications where you have consented to receive them or where we rely on legitimate interest. If after you opt in, you change your mind, you may withdraw your consent for us to contact you and for the continued collection, use or disclosure of your information, at any time. Please inform us by using the unsubscribe link at the bottom of each email, or by sending an email to info@therippleco.com
If you opt-out of receiving marketing communications from Ripple+, we keep your email address on our suppression list for a defined period of time to ensure that we comply with your wishes.
SHARING YOUR PERSONAL INFORMATION
We share your Personal Information with third parties to help us use your Personal Information, as described above. For example, we use Shopify to power our online store--you can read more about how Shopify uses your Personal Information here: https://www.shopify.com/legal/privacy. We also use Google Analytics to help us understand how our customers use the Site -- you can read more about how Google uses your Personal Information here: https://www.google.com/intl/en/policies/privacy/. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout.
Finally, we may also share your Personal Information to comply with applicable laws and regulations, to respond to lawful requests for information we receive, or to otherwise protect our rights. The above excludes text messaging originator opt-in data and consent; this information will not be shared with any third parties.
BEHAVIOURAL ADVERTISING
As described above, we use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.
You can opt out of targeted advertising by using the links below:
- Facebook: https://www.facebook.com/settings/?tab=ads
- Google: https://www.google.com/settings/ads/anonymous
- Bing: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads
Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at: http://optout.aboutads.info/.
YOUR RIGHTS
You have the right to access personal information we hold about you and to ask that your personal information be corrected, updated, or deleted. If you would like to exercise this right, please contact us through the contact information below.
Where we rely on consent or on legitimate interest as a legal basis for processing your personal information, you may withdraw your consent at any time by emailing info@therippleco.com
You are entitled to ask us what personal data we hold on you if you are resident of the EU or UK, and to delete that data. As above, please email us on info@therippleco.com, so we can deal with your request.
DATA RETENTION
When you place an order through the Site, we will maintain your Order Information for our records unless and until you ask us to delete this information. We will not hold your personal information in an identifiable format for any longer than is necessary or if required by law. The periods for which we hold your personal information will depend on the type of personal information and whether you are a user of the subscription services we provide to a subscribing client or of a prospective/trialling client, or a visitor to the Site. These periods also apply where we share your information with suppliers who process your personal information on our behalf.
We retain an anonymised version of the submitted personal information for as long as we require it for reporting and other statistical and analytical purposes. Such anonymised information will not identify you and may be derived from personal information that was contained within accounts that have subsequently been deleted.
THIRD PARTY
Third Party Providers that we use will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us or directly to you on our behalf, such as delivery couriers to enable us to deliver orders, Shopify to enable us to process orders, screen our orders for potential risk/fraud, IT/technology providers to support maintain and provide our technology and infrastructure and others.
Certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.
For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.
Once you leave our store’s website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.
In order to offer you Klarna’s payment methods, we might in the checkout pass your personal data in the form of contact and order details to Klarna, in order for Klarna to assess whether you qualify for their payment methods and to tailor those payment methods for you. Your personal data transferred is processed in line with Klarna’s own privacy notice.
While this list may change from time to time, a list of third-party providers that we may use can be requested from info@therippleco.com.
Any of these providers may hold your personal data (and you consent to us passing it over to them so we can give you full access to our website and fulfil your orders).
If you require their email address to request any information as regards your personal information or at any time there are other service provides who may have access to your personal data for the purpose of using our website fully or fulfilling orders, please send us a request to info@therippleco.com. We will do our best to comply within 14 days.
SECURITY AND LINKS TO OTHER SITES
We are committed to protecting your personal information and take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed. Although we will do everything possible to protect your personal information, we cannot guarantee the security of any personal information as no transmission over the Internet or electronic storage is 100% secure. We follow all PCI-DSS requirements and implement additional generally accepted industry standards.
When you click on links on our store, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to carefully read their privacy policies. The links are solely provided on our website for your information and convenience and your disclosure of personal information to third party websites/links is at your own risk. Once you leave our store’s website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.
SHOPIFY
Our store is hosted on Shopify Inc. They provide us with the online e-commerce platform that allows us to sell our products and services to you.
Your Data is stored through Shopify’s data storage databases and the general Shopify application. They store your data on a secure server behind a firewall.
Where a Data Subject is located in the European Economic Area, that Data Subject’s Personal Data will be processed by Shopify’s Irish affiliate, Shopify International Ltd. As part of providing the Services, this Personal Data may be transferred to other regions, including to Canada and the United States. Such transfers will be completed in compliance with relevant Data Protection Legislation.
All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover
If you choose a direct payment gateway to complete your purchase, then Shopify stores your credit card data. It is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is deleted.
PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.
For more insight, you may also want to read Shopify’s Terms of Service and Privacy Policy.
PRIVACY POLICY FOR SMS
In addition, you agree to our Messaging Terms (https://terms.pscr.pt/legal/shop/theripplecousa/terms_of_service and Messaging Privacy Policy (https://terms.pscr.pt/legal/shop/theripplecousa/privacy_policy).
MINORS
By using this site, you represent that you are at least 21 years of age. We do not expect to be controlling or processing the data of minors.
CHANGES
We may update this privacy policy from time to time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website.
CONTACT US
For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e-mail at info@therippleco.com or if for any reason you cannot or do not want to use email, then by mail using the details provided below:
Sam Beecham
Ripple + Limited
35 Inverness Terrace
London NW1 7HB
UK
GOVERNING AND JURISDICTION
These terms and this privacy and data policy are part of an agreement between us setting out the terms upon which you may access and use our website. We are an English Company and the use of our website and all transactions with you and data issues between us are governed by English Law and are subject to the sole and exclusive jurisdiction of the English Courts. However, in the EU you may also access the Dutch Courts as the place of domicile of our main European operating company, Ripple BV EU and in the USA you may use the courts of New York, New York (Federal and State) for jurisdiction involving our US operating company, Ripple USA LLC,
Ripple+ Limited
[Re: Privacy Compliance Officer, Samuel Beecham, sam@therippleco.com]
101 New Cavendish Street, 1st Floor South London, W1W 6XH, United Kingdom